/* ---------- Base ---------- */
:root {
  --blue: #176bff;
  --teal: #13b8a6;
  --navy: #0b1f3a;
  --text: #142033;
  --muted: #667085;
  --muted2: #98a3b3;
  --muted3: #8a97a8;
  --border: #e4eaf2;
  --border2: #edf1f7;
  --bg-soft: #f7f9fc;
  --blue-soft: #eaf3ff;
  --teal-soft: #e6faf6;
  --danger: #dc2626;
  --success: #22c55e;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  margin: 0;
  font-family: "Inter", system-ui, sans-serif;
  color: var(--text);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
body.nav-locked {
  overflow: hidden;
}
a {
  color: var(--blue);
  text-decoration: none;
}
a:hover {
  color: #1157d6;
}
h1,
h2,
h3,
h4 {
  font-family: "Manrope", sans-serif;
  margin: 0;
}
img {
  max-width: 100%;
}
button {
  font-family: inherit;
}
::selection {
  background: var(--blue);
  color: #fff;
}

@keyframes dashFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}
@keyframes glow {
  0%,
  100% {
    opacity: 0.5;
    transform: scale(1);
  }
  50% {
    opacity: 0.85;
    transform: scale(1.08);
  }
}
@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}
@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

.wrap {
  margin: 0 auto;
  padding: 0 24px;
}
.w-1200 {
  max-width: 1200px;
}
.w-1160 {
  max-width: 1160px;
}
.w-1100 {
  max-width: 1100px;
}
.w-1080 {
  max-width: 1080px;
}
.w-1000 {
  max-width: 1000px;
}
.w-760 {
  max-width: 760px;
}
.center-text {
  text-align: center;
}

.grid {
  display: grid;
  gap: 20px;
}
.grid > * {
  min-width: 0;
}
.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}
.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}
.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}
.grid-5 {
  grid-template-columns: repeat(5, 1fr);
  gap: 14px;
}
.grid-hero {
  grid-template-columns: 1.05fr 1fr;
  gap: 56px;
  align-items: center;
}
.grid-why {
  grid-template-columns: 1fr 1.15fr;
  gap: 56px;
  align-items: center;
}
.grid-form {
  grid-template-columns: 0.9fr 1.1fr;
  gap: 52px;
  align-items: start;
}

.section {
  padding: 100px 24px;
}
.section-tight {
  padding: 92px 24px;
}
.section-soft {
  background: var(--bg-soft);
}
.section-head {
  margin: 0 auto 50px;
  text-align: center;
}

.eyebrow {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--blue);
}
.eyebrow-teal {
  color: var(--teal);
}
.eyebrow-muted {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted2);
  margin: 0 0 22px;
}
.section-title {
  font-size: clamp(28px, 3.2vw, 40px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--navy);
}
.section-desc {
  font-size: 17px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}
.lead-line {
  text-align: center;
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  margin: 40px auto 0;
  max-width: 640px;
}
.lead-line.small {
  font-size: 15px;
  font-weight: 400;
  color: var(--muted);
  margin-top: 34px;
}
.lead-line.muted {
  font-size: 13.5px;
  font-weight: 400;
  color: var(--muted2);
  margin-top: 34px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-weight: 700;
  border-radius: 11px;
  transition: all 0.2s;
  white-space: nowrap;
  cursor: pointer;
  border: none;
  text-decoration: none;
}
.btn-ghost {
  font-size: 14px;
  color: var(--navy);
  padding: 10px 16px;
  border: 1.5px solid var(--border);
  background: #fff;
}
.btn-ghost:hover {
  border-color: var(--blue);
  color: var(--blue);
  transform: translateY(-2px);
}
.btn-primary {
  font-size: 14px;
  color: #fff;
  padding: 11px 18px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  box-shadow: 0 10px 22px rgba(23, 107, 255, 0.22);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(23, 107, 255, 0.32);
  color: #fff;
}
.btn-lg {
  font-size: 15.5px;
  padding: 15px 26px;
  border-radius: 13px;
}
.btn-lg.btn-primary {
  box-shadow: 0 14px 30px rgba(23, 107, 255, 0.28);
}
.btn-lg.btn-primary:hover {
  box-shadow: 0 18px 38px rgba(23, 107, 255, 0.36);
}
.btn-lg.btn-outline {
  color: var(--navy);
  border: 1.5px solid var(--border);
  background: #fff;
}
.btn-lg.btn-outline:hover {
  border-color: var(--blue);
  color: var(--blue);
  transform: translateY(-2px);
}

/* ---------- Header ---------- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 50;
  height: 78px;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid rgba(228, 234, 242, 0.6);
  transition:
    height 0.25s ease,
    box-shadow 0.25s ease,
    background 0.25s ease;
}
.site-header.scrolled {
  height: 72px;
  background: rgba(255, 255, 255, 0.98);
  border-bottom-color: var(--border);
  box-shadow: 0 8px 25px rgba(11, 31, 58, 0.07);
}
.site-header .bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 78px;
}
.site-header.scrolled .bar {
  height: 72px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  flex-shrink: 0;
}
.brand-mark {
  display: inline-flex;
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(23, 107, 255, 0.25);
}
.brand-name {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 19px;
  letter-spacing: -0.02em;
}
.brand-name span {
  color: var(--blue);
  margin-left: 0.28em;
}

.nav-desktop {
  display: flex;
  align-items: center;
  gap: 36px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 20px;
}
.nav-links a {
  font-size: 14px;
  font-weight: 600;
  color: #3a4a5f;
  white-space: nowrap;
}
.nav-links a:hover {
  color: var(--blue);
}
.nav-cta {
  display: flex;
  align-items: center;
  gap: 18px;
}

.nav-dropdown {
  position: relative;
}
.nav-dropdown-trigger {
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.nav-dropdown-trigger svg {
  transition: transform 0.2s;
}
.nav-dropdown:hover .nav-dropdown-trigger svg,
.nav-dropdown:focus-within .nav-dropdown-trigger svg {
  transform: rotate(180deg);
}
.nav-dropdown-panel {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  padding-top: 14px;
  opacity: 0;
  visibility: hidden;
  transition:
    opacity 0.18s ease,
    visibility 0.18s ease;
  z-index: 60;
}
.nav-dropdown:hover .nav-dropdown-panel,
.nav-dropdown:focus-within .nav-dropdown-panel {
  opacity: 1;
  visibility: visible;
}
.nav-dropdown-panel-inner {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  box-shadow: 0 20px 45px rgba(11, 31, 58, 0.16);
  padding: 10px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  width: 475px;
  overflow: hidden;
}
.nav-dropdown-panel-inner .nav-dropdown-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 10px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 600;
  color: #2c3a4e;
  min-width: 0;
}
.nav-dropdown-panel-inner .nav-dropdown-item:hover {
  background: var(--bg-soft);
  color: var(--blue);
}
.nav-dropdown-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 9px;
  background: var(--blue-soft);
  flex-shrink: 0;
}

.mobile-nav-item {
  border-bottom: 1px solid var(--border2);
}
.mobile-nav-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  background: none;
  border: none;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  padding: 10px 0;
  cursor: pointer;
}
.mobile-nav-toggle svg {
  transition: transform 0.2s;
  flex-shrink: 0;
}
.mobile-nav-toggle[aria-expanded="true"] svg {
  transform: rotate(180deg);
}
.mobile-subnav {
  display: none;
  flex-direction: column;
  gap: 2px;
  padding: 4px 0 12px 14px;
}
.mobile-nav-item.open .mobile-subnav {
  display: flex;
}
.mobile-subnav .mobile-subnav-link {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 600;
  color: #48566b;
  padding: 8px 0;
  border-bottom: none;
}
.mobile-subnav-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 8px;
  background: var(--blue-soft);
  flex-shrink: 0;
}

.burger {
  display: none;
  background: none;
  border: 1.5px solid var(--border);
  border-radius: 11px;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}

.mobile-nav {
  border-top: 1px solid var(--border);
  background: #fff;
  padding: 16px 24px 22px;
  display: none;
  flex-direction: column;
  gap: 6px;
  max-height: calc(100vh - 78px);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  overscroll-behavior: contain;
}
.mobile-nav.open {
  display: flex;
}
.mobile-nav a {
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  padding: 10px 0;
  border-bottom: 1px solid var(--border2);
}
.mobile-nav .btn {
  margin-top: 12px;
  justify-content: center;
  color: #fff;
  padding: 14px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 132px 24px 90px;
  background:
    radial-gradient(
      1100px 520px at 80% -8%,
      #eaf3ff 0%,
      rgba(234, 243, 255, 0) 60%
    ),
    linear-gradient(180deg, #f7f9fc 0%, #fff 100%);
  overflow: hidden;
}
.hero-glow {
  position: absolute;
  top: -120px;
  right: -80px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(
    circle,
    rgba(19, 184, 166, 0.22),
    transparent 65%
  );
  animation: glow 7s ease-in-out infinite;
  pointer-events: none;
}
.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  color: var(--blue);
  background: var(--blue-soft);
  border: 1px solid #d6e6ff;
  padding: 8px 14px;
  border-radius: 999px;
  letter-spacing: 0.01em;
}
.badge .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--teal);
}
.hero-title {
  font-size: clamp(34px, 4.4vw, 56px);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: -0.03em;
  margin: 20px 0 0;
  color: var(--navy);
}
.grad-text {
  background: linear-gradient(135deg, var(--blue), var(--teal));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.hero-desc {
  font-size: 18px;
  line-height: 1.6;
  color: var(--muted);
  margin: 22px 0 0;
  max-width: 520px;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}
.hero-note {
  font-size: 13px;
  color: var(--muted3);
  margin: 14px 0 0;
}
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
  margin-top: 26px;
}
.hero-trust span {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13.5px;
  font-weight: 600;
  color: #48566b;
}

.hero-visual {
  position: relative;
}
.dashboard {
  position: relative;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  box-shadow: 0 30px 70px rgba(11, 31, 58, 0.14);
  padding: 20px;
  z-index: 2;
}
.dashboard-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}
.dashboard-title {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 15px;
  color: var(--navy);
}
.dashboard-sub {
  font-size: 11.5px;
  color: var(--muted2);
  margin-top: 2px;
}
.live-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 700;
  color: var(--teal);
  background: var(--teal-soft);
  padding: 6px 11px;
  border-radius: 999px;
}
.live-badge .dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--teal);
}
.dashboard-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.metric {
  border: 1px solid var(--border2);
  border-radius: 13px;
  padding: 13px 14px;
  background: #fbfcfe;
}
.metric-label {
  font-size: 11px;
  color: var(--muted3);
  font-weight: 600;
}
.metric-value {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 21px;
  color: var(--navy);
  margin-top: 4px;
}
.metric-delta {
  font-size: 11px;
  font-weight: 700;
  margin-top: 2px;
}
.metric-note {
  font-size: 11px;
  color: var(--muted2);
  margin-top: 2px;
}
.snapshot-disclaimer {
  text-align: center;
  font-size: 12.5px;
  color: var(--muted2);
  margin: 26px auto 0;
  max-width: 620px;
}
.dashboard-chart {
  border: 1px solid var(--border2);
  border-radius: 13px;
  padding: 14px;
  margin-top: 10px;
  background: #fff;
}
.dashboard-chart-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
  font-size: 12px;
}
.dashboard-chart-head span:first-child {
  font-weight: 700;
  color: #48566b;
}
.dashboard-chart-head span:last-child {
  font-size: 11px;
  color: var(--muted2);
}
.bar-chart-labels {
  display: flex;
  justify-content: space-between;
  margin-top: 4px;
}
.bar-chart-labels span {
  flex: 1;
  min-width: 0;
  text-align: center;
  font-size: 9.5px;
  font-weight: 600;
  color: var(--muted3);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

/* ---------- Checkpoint timeline (hero mockup) ---------- */
.checkpoint-timeline {
  position: relative;
  display: flex;
  justify-content: space-between;
  padding: 6px 0 4px;
}
.checkpoint-line {
  position: absolute;
  top: 22px;
  left: 8%;
  right: 8%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  opacity: 0.3;
}
.checkpoint {
  position: relative;
  flex: 1;
  text-align: center;
  min-width: 0;
  padding: 0 3px;
}
.checkpoint-dot {
  position: relative;
  z-index: 1;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 10px;
  box-shadow: 0 8px 18px rgba(23, 107, 255, 0.25);
}
.checkpoint-label {
  font-size: 11px;
  font-weight: 700;
  color: #0b1f3a;
  line-height: 1.3;
}
.checkpoint-sub {
  font-size: 9.5px;
  color: var(--muted2);
  margin-top: 2px;
}

/* ---------- Donut chart (hero mockup) ---------- */
.donut-wrap {
  display: flex;
  align-items: center;
  gap: 24px;
}
.donut {
  position: relative;
  width: 128px;
  height: 128px;
  border-radius: 50%;
  flex-shrink: 0;
}
.donut-hole {
  position: absolute;
  inset: 18px;
  background: #fff;
  border-radius: 50%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  box-shadow: inset 0 0 0 1px var(--border2);
}
.donut-hole strong {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 19px;
  color: #0b1f3a;
}
.donut-hole span {
  font-size: 9.5px;
  color: var(--muted2);
}
.donut-legend {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.donut-legend-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12.5px;
  font-weight: 600;
  color: #2c3a4e;
}
.donut-legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 3px;
  flex-shrink: 0;
}
.donut-legend-pct {
  margin-left: auto;
  font-weight: 800;
  color: #0b1f3a;
}

/* ---------- Statement mockup (hero visual) ---------- */
.statement-mock-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border2);
  margin-bottom: 4px;
}
.statement-mock-row {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 13px;
  color: #48566b;
  padding: 10px 0;
  border-bottom: 1px dashed var(--border2);
}
.statement-mock-row span:last-child {
  font-weight: 700;
  color: #0b1f3a;
  flex-shrink: 0;
}
.statement-mock-total {
  display: flex;
  justify-content: space-between;
  font-weight: 800;
  font-size: 17px;
  color: #0b1f3a;
  padding-top: 14px;
}
.statement-mock-pay {
  display: block;
  width: 100%;
  margin-top: 16px;
  padding: 13px;
  border: none;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  text-align: center;
  font-weight: 700;
  font-size: 14px;
}
[data-dashchart] {
  stroke-dasharray: 600;
  stroke-dashoffset: 600;
  transition: stroke-dashoffset 1.2s ease;
}
.dashboard-bars {
  border: 1px solid var(--border2);
  border-radius: 13px;
  padding: 14px;
  margin-top: 10px;
  background: #fff;
}

.bar-row {
  margin-bottom: 12px;
}
.bar-row:last-child {
  margin-bottom: 0;
}
.bar-row-head {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  font-weight: 600;
  color: #48566b;
  margin-bottom: 5px;
}
.bar-pct {
  color: var(--navy);
  font-weight: 700;
}
.bar-track {
  height: 7px;
  border-radius: 99px;
  background: var(--border2);
  overflow: hidden;
}
.bar-fill {
  height: 100%;
  width: 0;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  transition: width 1.1s cubic-bezier(0.22, 1, 0.36, 1);
}
.float-card {
  position: absolute;
  z-index: 3;
  border-radius: 14px;
  display: flex;
  align-items: center;
  gap: 11px;
  animation: dashFloat 6s ease-in-out infinite;
}
.float-card-a {
  right: -18px;
  bottom: 44px;
  background: #fff;
  border: 1px solid var(--border);
  box-shadow: 0 18px 40px rgba(11, 31, 58, 0.16);
  padding: 12px 15px;
}
.float-icon {
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--teal-soft);
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.float-title {
  font-size: 12px;
  font-weight: 700;
  color: var(--navy);
}
.float-sub {
  font-size: 11px;
  color: var(--muted2);
}
.float-card-b {
  left: -26px;
  top: 40px;
  background: var(--navy);
  color: #fff;
  box-shadow: 0 18px 40px rgba(11, 31, 58, 0.28);
  padding: 12px 15px;
  animation-duration: 7s;
  animation-delay: 0.8s;
  display: block;
}
.float-sub-dark {
  font-size: 11px;
  color: #9fb2cc;
  white-space: nowrap;
}
.float-amount {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 19px;
  margin-top: 3px;
  white-space: nowrap;
}

/* ---------- Trust strip ---------- */
.trust-strip {
  border-top: 1px solid var(--border2);
  border-bottom: 1px solid var(--border2);
  background: #fff;
  padding: 40px 24px;
}
.trust-list {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px 36px;
}
.trust-list span {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-family: "Manrope", sans-serif;
  font-weight: 700;
  font-size: 15.5px;
  color: #48566b;
}

/* ---------- Cards ---------- */
.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 26px;
  transition:
    transform 0.25s,
    box-shadow 0.25s,
    border-color 0.25s;
}
.card:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 40px rgba(11, 31, 58, 0.09);
  border-color: #d6e6ff;
}
.card h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 9px;
}
.card p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}
.card-soft-hover:hover {
  box-shadow: 0 16px 34px rgba(11, 31, 58, 0.08);
}
.card-problem {
  padding: 26px 18px;
}
.card-problem h3 {
  font-size: 15px;
  letter-spacing: -0.01em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.icon-box {
  display: inline-flex;
  border-radius: 12px;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.icon-box-red {
  width: 44px;
  height: 44px;
  background: #fbe9e9;
}
.icon-box-grad {
  width: 46px;
  height: 46px;
  border-radius: 13px;
  background: linear-gradient(135deg, var(--blue-soft), var(--teal-soft));
}
.icon-box-teal {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--teal-soft);
}
.icon-box-blue {
  width: 40px;
  height: 40px;
  border-radius: 11px;
  background: var(--blue-soft);
}

/* ---------- RCM cycle diagram ---------- */
.grid-rcm {
  grid-template-columns: 300px 1fr;
}
.rcm-cycle {
  position: relative;
  width: 280px;
  height: 280px;
  margin: 0 auto;
}
.rcm-ring {
  position: absolute;
  left: 50%;
  top: 50%;
  width: 230px;
  height: 230px;
  transform: translate(-50%, -50%);
  border-radius: 50%;
  border: 2px dashed rgba(23, 107, 255, 0.25);
}
.rcm-center {
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 76px;
  height: 76px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 12.5px;
  line-height: 1.25;
  box-shadow: 0 12px 26px rgba(23, 107, 255, 0.28);
}
.rcm-node {
  position: absolute;
  width: 96px;
  text-align: center;
  transform: translate(-50%, -50%);
}
.rcm-node-1 {
  left: 50%;
  top: 8.93%;
}
.rcm-node-2 {
  left: 89.07%;
  top: 37.32%;
}
.rcm-node-3 {
  left: 74.14%;
  top: 83.21%;
}
.rcm-node-4 {
  left: 25.86%;
  top: 83.21%;
}
.rcm-node-5 {
  left: 10.93%;
  top: 37.32%;
}
.rcm-node-icon {
  position: relative;
  display: inline-flex;
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: #fff;
  border: 1px solid var(--border);
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 18px rgba(11, 31, 58, 0.1);
}
.rcm-node-num {
  position: absolute;
  top: -6px;
  right: -6px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-size: 9px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.rcm-node-label {
  display: block;
  margin-top: 6px;
  font-size: 11px;
  font-weight: 700;
  color: #2c3a4e;
  line-height: 1.3;
}

.outcome-grid {
  gap: 12px;
}
.outcome-chip {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  font-weight: 600;
  color: #2c3a4e;
}
.outcome-icon {
  width: 32px;
  height: 32px;
  margin-bottom: 0;
  flex-shrink: 0;
}
.outcome-icon svg {
  width: 16px;
  height: 16px;
}

/* ---------- How it works ---------- */
.steps {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.steps-line {
  position: absolute;
  top: 26px;
  left: 12%;
  right: 12%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  opacity: 0.35;
}
.step {
  position: relative;
  text-align: center;
}
.step h3 {
  font-size: 16.5px;
  font-weight: 700;
  color: var(--navy);
  margin: 18px 0 8px;
}
.step p {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}
.step-num {
  position: relative;
  z-index: 2;
  display: inline-flex;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 20px;
  align-items: center;
  justify-content: center;
  box-shadow: 0 12px 26px rgba(23, 107, 255, 0.28);
}

/* ---------- Why Claimza ---------- */
.snapshot {
  background: var(--navy);
  border-radius: 18px;
  padding: 24px;
}
.snapshot-title {
  font-size: 12.5px;
  color: #9fb2cc;
  font-weight: 600;
  margin-bottom: 14px;
}
.bar-row-dark {
  margin-bottom: 14px;
}
.bar-row-dark:last-child {
  margin-bottom: 0;
}
.bar-row-dark .bar-row-head {
  color: #cdd9ea;
}
.bar-row-dark .bar-pct {
  color: #fff;
}
.bar-track-dark {
  background: rgba(255, 255, 255, 0.12);
}

/* ---------- Specialties ---------- */
.specialty-grid {
  gap: 14px;
}
.specialty {
  display: flex;
  align-items: center;
  gap: 11px;
  background: var(--bg-soft);
  border: 1px solid var(--border2);
  border-radius: 13px;
  padding: 15px 16px;
  transition: all 0.22s;
}
.specialty:hover {
  background: #fff;
  border-color: var(--blue);
  transform: translateY(-3px);
  box-shadow: 0 12px 26px rgba(11, 31, 58, 0.07);
}
.specialty-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 9px;
  background: linear-gradient(135deg, var(--blue-soft), var(--teal-soft));
  flex-shrink: 0;
}
.specialty span:last-child {
  font-size: 14px;
  font-weight: 600;
  color: #2c3a4e;
}

/* ---------- Security ---------- */
.security {
  background: linear-gradient(160deg, var(--navy) 0%, #142033 100%);
  position: relative;
  overflow: hidden;
}
.security-glow {
  position: absolute;
  bottom: -140px;
  left: -80px;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  background: radial-gradient(
    circle,
    rgba(19, 184, 166, 0.18),
    transparent 65%
  );
}
.security .wrap {
  position: relative;
}
.security-item {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 14px;
  padding: 22px;
  display: flex;
  gap: 13px;
  align-items: flex-start;
}
.security-item svg {
  flex-shrink: 0;
  margin-top: 2px;
}
.security-item span {
  font-size: 14.5px;
  font-weight: 600;
  color: #e6ecf5;
  line-height: 1.5;
}

/* ---------- Process (dark step blocks) ---------- */
.process-section {
  background: linear-gradient(160deg, var(--navy) 0%, #142033 100%);
  position: relative;
  overflow: hidden;
}
.process-section .wrap {
  position: relative;
}
.process-step {
  position: relative;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  padding: 24px;
  text-align: left;
  transition:
    background 0.2s,
    border-color 0.2s;
}
.process-step:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(255, 255, 255, 0.22);
}
.process-step-num {
  position: absolute;
  top: 18px;
  right: 20px;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.32);
}
.process-step-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  margin-bottom: 16px;
}
.process-step h3 {
  font-size: 16.5px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 8px;
}
.process-step p {
  font-size: 13.5px;
  line-height: 1.6;
  color: #9fb2cc;
  margin: 0;
}

/* ---------- Outsourcing benefits (dark grid) ---------- */
.outsource-section {
  background: linear-gradient(160deg, var(--navy) 0%, #142033 100%);
  position: relative;
  overflow: hidden;
}
.outsource-glow {
  position: absolute;
  top: -120px;
  right: -100px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(19, 184, 166, 0.16), transparent 65%);
}
.outsource-section .wrap {
  position: relative;
}
.outsource-head {
  max-width: 720px;
  margin: 0 auto 44px;
  text-align: center;
}
.outsource-head h2 {
  font-size: clamp(24px, 2.8vw, 32px);
  font-weight: 800;
  letter-spacing: -0.01em;
  color: #fff;
  margin: 0 0 14px;
}
.outsource-head p {
  font-size: 15.5px;
  line-height: 1.7;
  color: #9fb2cc;
  margin: 0;
}
.outsource-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 14px;
  padding: 30px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 14px;
  transition:
    background 0.2s,
    border-color 0.2s;
}
.outsource-card:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(255, 255, 255, 0.22);
}
.outsource-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: rgba(19, 184, 166, 0.12);
}
.outsource-card h3 {
  font-size: 15.5px;
  font-weight: 700;
  color: #fff;
  margin: 0;
  line-height: 1.4;
}
.outsource-card p {
  font-size: 13.5px;
  line-height: 1.6;
  color: #9fb2cc;
  margin: 0;
}

/* ---------- About ---------- */
.about-copy {
  max-width: 760px;
  margin: 24px auto 40px;
}
.about-copy p {
  font-size: 17px;
  line-height: 1.75;
  color: var(--muted);
  margin: 0 0 18px;
}
.about-copy p:last-child {
  margin-bottom: 0;
}
.about-subheading {
  font-family: "Manrope", sans-serif;
  font-size: 20px;
  font-weight: 800;
  letter-spacing: -0.01em;
  color: var(--navy);
  text-align: center;
  max-width: 640px;
  margin: 0 auto 26px;
}
.about-highlights {
  max-width: 720px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 32px;
}
.about-highlights div {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  font-weight: 600;
  color: #2c3a4e;
  text-align: left;
}

/* ---------- Legal pages ---------- */
.legal-content {
  max-width: 820px;
  margin: 0 auto;
}
.legal-content .legal-updated {
  font-size: 14px;
  color: var(--muted2);
  margin: -8px 0 32px;
}
.legal-content h2 {
  font-family: "Manrope", sans-serif;
  font-size: 21px;
  font-weight: 800;
  letter-spacing: -0.01em;
  color: var(--navy);
  margin: 40px 0 14px;
}
.legal-content h2:first-of-type {
  margin-top: 0;
}
.legal-content p {
  font-size: 16px;
  line-height: 1.75;
  color: var(--muted);
  margin: 0 0 16px;
}
.legal-content ul {
  margin: 0 0 16px;
  padding-left: 22px;
}
.legal-content li {
  font-size: 16px;
  line-height: 1.75;
  color: var(--muted);
  margin: 0 0 8px;
}
.legal-content a {
  color: var(--blue);
  font-weight: 600;
}

/* ---------- Billing analysis form ---------- */
.deliverables {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.deliverables div {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  font-weight: 600;
  color: #2c3a4e;
}
.deliverable-icon {
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: var(--teal-soft);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.phi-note {
  font-size: 13px;
  color: var(--muted2);
  margin-top: 26px;
  line-height: 1.55;
}

/* ---------- RCM phase hub ---------- */
.phase-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 28px;
  display: flex;
  flex-direction: column;
}
.phase-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 14px;
  margin-bottom: 16px;
}
.phase-title {
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: 19px;
  color: var(--navy);
}
.phase-sub {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--blue);
  margin-top: 4px;
}
.phase-desc {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--muted);
  margin: 12px 0 22px;
}
.phase-services {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}
.phase-service-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border: 1px solid var(--border2);
  border-radius: 12px;
  background: var(--bg-soft);
  transition:
    background 0.2s,
    border-color 0.2s,
    transform 0.2s;
}
.phase-service-link:hover {
  background: #fff;
  border-color: var(--blue);
  transform: translateX(2px);
}
.phase-service-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--blue-soft);
  flex-shrink: 0;
}
.phase-service-title {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--navy);
}
.phase-service-desc {
  font-size: 11.5px;
  color: var(--muted2);
  margin-top: 1px;
  line-height: 1.4;
}

.form-card {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 30px;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.field-label {
  display: block;
  font-size: 12.5px;
  font-weight: 700;
  color: #48566b;
  margin-bottom: 6px;
}
.form-grid input,
.form-grid select {
  width: 100%;
  padding: 12px 13px;
  border: 1.5px solid var(--border);
  border-radius: 11px;
  font-size: 14px;
  font-family: "Inter", sans-serif;
  color: var(--text);
  background: #fff;
  outline: none;
}
.form-grid input.has-error,
.form-grid select.has-error {
  border-color: var(--danger);
}
.field-err {
  display: none;
  font-size: 12px;
  color: var(--danger);
  font-weight: 600;
  margin-top: 5px;
}
.field-err.show {
  display: block;
}
.honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  opacity: 0;
}
.agree-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 16px;
  cursor: pointer;
}
.agree-row input {
  width: 18px;
  height: 18px;
  margin-top: 1px;
  accent-color: var(--blue);
  flex-shrink: 0;
}
.agree-row span {
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.5;
}
.submit-btn {
  width: 100%;
  margin-top: 20px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  padding: 15px;
  border: none;
  border-radius: 13px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  cursor: pointer;
  box-shadow: 0 12px 28px rgba(23, 107, 255, 0.26);
  transition: transform 0.2s;
}
.submit-btn:disabled {
  cursor: wait;
  opacity: 0.8;
}
.spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255, 255, 255, 0.4);
  border-top-color: #fff;
  border-radius: 50%;
}
.spinner:not([hidden]) {
  display: inline-block;
  animation: spin 0.7s linear infinite;
}

.form-success {
  text-align: center;
  padding: 40px 10px;
}
.success-icon {
  display: inline-flex;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--teal-soft);
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}
.form-success h3 {
  font-size: 22px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 10px;
}
.form-success p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  margin: 0 0 22px;
}
.btn-reset {
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
  background: none;
  border: 1.5px solid #d6e6ff;
  border-radius: 11px;
  padding: 11px 20px;
  cursor: pointer;
}

/* ---------- FAQ ---------- */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 22px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
}
.faq-question span:first-child {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--navy);
}
.faq-plus {
  font-size: 22px;
  color: var(--blue);
  transition: transform 0.3s;
  flex-shrink: 0;
}
.faq-item.open .faq-plus {
  transform: rotate(45deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.22, 1, 0.36, 1);
}
.faq-answer p {
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--muted);
  margin: 0;
  padding: 0 22px 22px;
}

/* ---------- Final CTA ---------- */
.cta-wrap {
  padding: 24px;
}
.cta {
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  overflow: hidden;
  border-radius: 26px;
  background: linear-gradient(135deg, var(--blue) 0%, var(--teal) 100%);
  padding: 70px 40px;
  text-align: center;
}
.cta-glow {
  position: absolute;
  top: -100px;
  right: -60px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  animation: glow 8s ease-in-out infinite;
}
.cta-inner {
  position: relative;
  max-width: 640px;
  margin: 0 auto;
}
.cta-inner h2 {
  font-size: clamp(30px, 3.6vw, 44px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 16px;
}
.cta-inner p {
  font-size: 18px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.92);
  margin-bottom: 32px;
}
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
}
.cta-btn-light {
  color: var(--navy);
  background: #fff;
  box-shadow: 0 14px 30px rgba(11, 31, 58, 0.18);
  transition:
    transform 0.2s,
    box-shadow 0.2s;
}
.cta-btn-light:hover {
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: 0 20px 40px rgba(11, 31, 58, 0.26);
}
.cta-btn-outline {
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, 0.6);
  transition: all 0.2s;
}
.cta-btn-outline:hover {
  color: #fff;
  background: rgba(255, 255, 255, 0.12);
  transform: translateY(-2px);
}
.cta-contact {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.8);
  margin-top: 22px;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: #cdd9ea;
  padding: 70px 24px 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 40px;
}
.footer-logo {
  height: 74px;
  width: auto;
  max-width: 100%;
  margin: -8px 0 14px -14px;
  display: block;
}
.footer-about p {
  font-size: 14px;
  line-height: 1.65;
  color: #9fb2cc;
  max-width: 320px;
  margin: 0 0 18px;
}
.footer-contact {
  font-size: 13.5px;
  line-height: 1.9;
  color: #9fb2cc;
}
.footer-col-title {
  font-family: "Manrope", sans-serif;
  font-weight: 700;
  font-size: 14px;
  color: #fff;
  margin-bottom: 16px;
}
.footer-col-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-col-links a {
  font-size: 13.5px;
  color: #9fb2cc;
}
.footer-col-links a:hover {
  color: #fff;
}
.footer-bottom {
  margin: 44px auto 0;
  padding-top: 26px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-bottom p {
  font-size: 12.5px;
  color: #7d8da5;
  line-height: 1.6;
  margin: 0 0 10px;
  max-width: 760px;
}
.footer-bottom p:last-child {
  margin: 0;
}

/* ---------- Scroll reveal (JS toggles .in-view) ---------- */
[data-hero] {
  opacity: 0;
  transition:
    opacity 0.6s cubic-bezier(0.22, 1, 0.36, 1),
    transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
  transform: translateY(22px);
}
[data-hero][data-hero-scale] {
  transform: translateX(30px) scale(0.97);
}
[data-hero].in-view {
  opacity: 1;
  transform: none;
}

[data-reveal] {
  opacity: 0;
  transition:
    opacity 0.65s cubic-bezier(0.22, 1, 0.36, 1),
    transform 0.65s cubic-bezier(0.22, 1, 0.36, 1);
}
[data-reveal="up"] {
  transform: translateY(24px);
}
[data-reveal="left"] {
  transform: translateX(-24px);
}
[data-reveal="right"] {
  transform: translateX(24px);
}
[data-reveal="scale"] {
  transform: scale(0.96);
}
[data-reveal].in-view {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  [data-hero],
  [data-reveal] {
    opacity: 1 !important;
    transform: none !important;
  }
}

/* ---------- Responsive ---------- */
@media (max-width: 991px) {
  .grid-5 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-hero,
  .grid-why,
  .grid-form,
  .grid-rcm {
    grid-template-columns: 1fr;
  }
  .steps {
    grid-template-columns: repeat(2, 1fr);
    row-gap: 36px;
  }
  .steps-line {
    display: none;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .nav-desktop {
    display: none;
  }
  .burger {
    display: inline-flex;
  }
}
@media (max-width: 767px) {
  .grid-5,
  .grid-4,
  .grid-3,
  .grid-2,
  .steps,
  .form-grid,
  .footer-grid,
  .about-highlights {
    grid-template-columns: 1fr;
  }
  .form-grid label {
    grid-column: 1/-1 !important;
  }
  .float-card {
    display: none;
  }
  .btn {
    white-space: normal;
    text-align: center;
  }
  .rcm-cycle {
    width: 240px;
    height: 240px;
  }
  .rcm-ring {
    width: 195px;
    height: 195px;
  }
  .rcm-center {
    width: 64px;
    height: 64px;
    font-size: 11px;
  }
  .rcm-node {
    width: 82px;
  }
  .donut-wrap {
    flex-direction: column;
    align-items: center;
  }
  .donut-legend {
    width: 100%;
  }
}